We’ll talk about each of these reasons below. Easy, right? Or in-home Pet Boarding? It provides you with the coverage you need to operate your business, and it shows pet owners that you are serious about providing high quality pet care services. You may need pet sitter insurance if you own any type of pet service business. You may even be legally required to obtain worker’s comp, depending on your location and the nature of your business. Business Insurers of the Carolinas has been providing General Liability Insurance specifically designed for pet sitters since 1995. I offer professional pet sitting through my business in San Diego called Run That Mutt. Insurance policies are generally a good idea for most businesses, but they are especially wise for those who engage in high-risk or high-stakes activities. Would like to know prices for insurance for pet sitting in our home or client home. © Copyright 2021 by K9 Of Mine / Marrsipan Media LLC |, Best Cities for Dogs: Where to Move With Fido. Insurance policies for pet sitters vary considerably, and the only way to know exactly how much you’ll have to pay in monthly premiums is to start obtaining quotes. As a pet sitter, it’s important to have full pet sitters liability insurance to protect you should anything go wrong. Pet owners can choose from dozens – and, in some cases, hundreds – of pet sitters in major metropolitan areas. What insurance do I need for pet sitting? Customers are looking for someone who takes their job professionally and can treat their home and pets with great care. Why Pet Sitters need liability insurance. Once you’ve figured out the best policy for your needs and spoken with any insurance or legal professionals you need to, it is time to pick out a policy and put pen to paper. Most people have watched a pet for a friend or family member. Once you decide to become a pet sitter and make it a business, it changes things. I understand that I would need pet insurance and bonding. Dog Parks: To Use or Not to Use–That is the Question! In fact, you should probably start with any insurance companies you already have a policy with (such as your car, homeowner’s, or rental insurance provider). If you care for or feed pets for a living, including dogs, cats, birds, reptiles, and fish or if you provide doggy day care or dog boarding in your home, it is an essential purchase as part of doing business. Pet sitting insurance can provide peace of mind for both you and your customers. I am just starting out and was somewhat confused as to the level of insurance and bonding coverage. Because of the unique risks associated with working with animals, pet business owners do have specific insurance needs. Call or buy online. Umbrella policies are most commonly obtained by businesses with a lot of assets to protect, but they can also be wise for startups who engage in high-risk industries. Umbrella insurance policies help to protect you from any gaps in your coverage. Most good insurance policies cover these types of accidents. To get specific information about pet insurance coverage and application requirements, talk to your insurance provider. As you can see, having this type of coverage will ensure you and your business are covered for any event while an animal is in your care. Many first-time business owners don’t know where to begin. He currently lives in Atlanta, GA with his spoiled-rotten Rottweiler named J.B. Investing in pet sitter insurance is investing in yourself as a pet care provider and investing in your business. If you're not insured when a pet is injured, eats something bad, or you damage a client's property, you and your business could be in financial trouble; these events, and others like them, expose pet sitters … Chances are, she’s currently giving him the eyes and begging to go to the park. Not only is pet sitting insurance important for your own protection, but it helps you stand out as a professional. Do I need pet sitting insurance? Accordingly, it is usually wise for dog walkers – as well as anyone who works in a pet-care field – to obtain a liability policy. General Advice: Yes, Probably. We have been involved in all the aspects of workers compensation for pet sitting and IC’s. A number of insurance companies provide coverage for pet sitters, so this isn’t terribly difficult. Joan McDermott. Once you’ve obtained a few quotes, it is time to compare the options available! Frankly, these services don’t care if you get sued – they’re only interested in limiting their own liability. 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