I need to find the answers. Kahit na wala pang 10 years yung plan miski 1 year pa lang makukuha na din siya ng beneficiaries. Looking forward to meeting you soon. At some point, it may include the earnings but not at the earlier years of the plan. It’s very seldom that I conduct training but just in case I’ll do some in the future I’ll post it on my page and blog. It’s more of an investment than insurance. During that time, it was only about a month since I started working. Sunlife introduces MaxiLink Prime - June 2, 2009 - 12:00am ... Sun MaxiLink Prime provides clients the ease and convenience of paying premiums through monthly auto-debit arrangement. Hi Delleyah. Can I get a computation for the plan for my mom, she’s going to 50 years old and want to know if she will be able to get insurance with Sun Life and how? I’ll be more than glad to help you get things started. Sabi nga nila “Sa bawat problema may solusyon.” Pero ano? The plan will depend on what area/s you would like to focus on. If you need a quote to review, please kindly fill out the form above. As a millennial, I never thought about life insurance. Since it is investment-linked, portion of your premiums goes to investment in VUL mutual funds and this can also help you build a fund for your long-term goals such as retirement, education for kids, business, travel, etc. Hello! Thanks . Thanks. A long time ago, when we were still noobs in handling finances, we were scammed by a fly by night insurance company. Note: Sun Maxilink Prime is linked to your investment, which means it may suffer from the volatility of the market you’ve chosen. Thanks . I know it makes you feel excited, right? There are several funds you can choose from, and it can be explained further by a financial advisor. Keep your policy active for at least 10 years and reap rewards in the form of Loyalty Bonus. However, the charges are still there and it will be deducted to your fund value. This plan is something you should consider if you are any of the following: 1. can you explain how they compute the FUND VALUE? Thanks, Hi Izza. VUL is more than just life insurance combining income protection and investment opportunity for every Juan. One Popular Sun Life Solution designed for education involves the use of the Sun Maxilink Prime VUL Life Insurance in tandem with the MyFuture Funds. I hope you get one for yourself. Hi Jnz. I’m looking for a pension plan kse.thanks. Kidding aside, if I can be of help just let me know. If not, please kindly fill it out so we can have an idea of what plan/inclusion is best suited to your mom. pwede n syang i-withdraw or until retirement age??? Also, a VUL policy is less likely to lapse for as long as the fund value is enough to cover the insurance charges. Thanks , Sir,just joined as a financial advisor,I would love to attened an incoming training or seminar you will hosted. There’s a Sun Life company in Hongkong, though affiliated, it is not the same company as the Sun Life of Canada (Phil.) Sun Maxilink Bright is a VUL plan that gives you an insurance coverage and provide you funds that can be used upon retirement or when your kid enters college (investment). Choose among the investment fund options to address your different investment objectives and risk appetite. After the CT scan, the doctor broke the news to us that he is suffering from a stroke; he might leave us soon. I believe I was just lucky, in a way, because my father died after I landed my first job. Hi Trish. I also felt the same feeling when I heard it the first time. Top-up yung tawag natin sa excess na payment for the year. Hi Federico. ), Hi Federico, we are currently under maxilink prime me,my husband and my 5 yr old kid . It enables you to build funds through a manageable payment scheme and offers you an option to even add more into what you have initially saved for better growth potential. Thanks . One of the reasons why I delayed getting an insurance is the cost. Upon inquiring, I was pleasantly surprised to know that it’s not only affordable, it’s also flexible. I badly need to know how to prevent this from happening again to my family. Sun Life can help you build and protect your savings with investment products, life insurance, health insurance, and financial advice. If I am disabled (can no longer work due to accidental disability), I am entitled to receive 50,000 pesos per year for 10 years, for a total of 500,000 pesos. The plan is created as a long term plan. Starting from scratch financially. Though optional (it only costs less than a thousand pesos in a year), I consider this a MUST have rider in any life insurance policy. Thanks! Hi Sir Federico. I would like to request to pls expound the idea/statement written in your site about sun life maxilink (it’s a little bit confusing): The premium for this rider increases every 5 years. So that I can finish the plan in 10 months. Being a son, I am still hoping he’ll get better. I can still remember it was dawn. Have you filled out the form? Sun Maxilink Prime is an investment-linked insurance product that primarily helps address your need for education, saving for life milestones and retirement. Thanks! Hi Jackie. Sun Maxilink Prime Sample Proposal. There are different funds to choose from … Sample Computation. Wait, till you get to know all the benefits Sun Maxilink Prime has to offer. Sun Maxilink Prime | 3 Easy Steps to Secure Your Future, Sun Life Prosperity Funds | Mutual Fund 101, How to Pay Sun Life Traditional Life Insurance and VUL Plans, Sun Maxilink 100: New and Affordable VUL Plan, BIR Certificate of Registration Renewal (Form 2303), IC Institutionalized Remote Selling of Life Insurance Permanent, Sun Cancer Care: A Comprehensive Cancer Treatment and Rehabilitation Plan, 3 Things You Need Know About Frugality: Becoming Frugal and Generous at the Same Time, How to Become a Sun Life Financial Advisor in the Philippines. Lianne, do we need to meet, after you send me my proposal? For example, my premium quarterly is PHP6000. The accumulated fund value can be used as an educational fund for your kids, retirement fund, extra health fund, or to fund your life goals, etc. On top of that, I get to have a growing fund that I can use to fund my dream business or as a retirement fund. And also, I want the dreams of my family to be well funded should I get called earlier by our creator. Very helpful and informative. It’s simply too much for a 23 years old guy to cope up with this kind of responsibility. And I’ll give you all the right to ask me why? Sun MaxiLink 100 is an affordable investment-linked life insurance plan perfect for the budget-conscious, but forward-looking Filipinos. I’ll answer everything as much as I can . Yung mga benefits ay magsisimula agad kahit di pa nakaka sampung taon. As a client, you can do a premium holiday after 10 years. This can help you prepare for your retirement and enjoy lasting golden years. Hi Federico. Looking forward to talking with you soon. Sample Sun Maxilink Bright Proposals Juan Dela Cruz Male, age 40 with a budget of P90,000 per year (P7,500 per month) for the Education of his son age Payment of P90,000 per year for 5 years or a total investment of P450,000. Sun Maxilink Prime is a good financial tool that can help you meet your financial goals. It is the amount of money my family will get if I die due to an accident, illness, or natural cause. Hi sir, I am now 38 years old ofw, no insurance with 7 year old kid and i am interested about this insurance with investment side. Good thing ito kasi mas bibilis yung fund accumulation ng plan. Total Premiums Paid: 10 x ₱38,465 = ₱384,650 ONLY, (Suan, parang lugi ako kapag nagka-ganyan?). Yes po pwede pa po kayong kumuha ng ganitong insurance. What product is best? READ MORE: Mutual Fund 101 | Sun Life Prosperity Funds. Long term investment kasi yung plan also ang main focus ay insurance. But I think you need life insurance in the sense of “what if” something happens to you? Hello. I am so glad you liked my story and hope you learned a lot from it. Hi Sir Federico, I am interested in Maxilink and I am at my 50’s is the Maxilink Prime still applicable for me and how much the monthly, semi-annual and annual premium. Hello Sir Federico. Thanks , Hi Jovie. Hello Sir Federico, Reply. Hi Melody. Sa per life lang ang insurance natin when it comes to health-related plan. Being an OFW, I know you wanted to give the best things for your child and even the best opportunities that’s why getting an insurance plan is already a must. Hi Ms. May. This means that there are benefits you can enjoy while you are… LIFE INSURANCE COVERAGE. Thank you for reaching out. Sun Maxilink Prime is a VUL plan you can pay for at least 10 years. Thanks , hi can you discuss it further? There is so much more I can gain if you avail of a VUL policy.). Can I set an appointment for your Free Proposal? A multi-awarded financial advisor with clients ranging from lawyers, doctors, engineers, accountants, business owners, company directors, and OFWs to minimum wage earners had sought advice from him in achieving lifetime financial freedom. Breadwinner cope up with this kind of responsibility. You may also reach me via Facebook, 0917-775-8352 (Globe) and 0943-821-4752 (Sun and Smart), or e-mail me at federico.suan@gmail.com. Sun Maxilink Prime- a life insurance plan with investment that can be used to finance future need like education, estate and retirement. You are still lucky though to have your parents with you. Pay for at least 10 years or opt to increase your fund’s value through top-ups or excess payments on top of your regular premium. Sun Maxilink Prime- a life insurance plan with investment that can be used to finance future need like education, estate and retirement. Can you please send me a quotation? But just to give you a ballpark you must prepare 50 to 60k for a 700k life insurance coverage. Sun MaxiLink Prime is a variable life insurance plan that provides financial protection PLUS a potential source of savings that can fund future needs like retirement income through its investment earnings. SUN MAXILINK PRIME – SAMPLE PROPOSAL “Sun Maxilink Prime is an investment-linked life insurance plan which offers a combined benefit of insurance protection and investment, providing you financial security and peace of mind while you grow your money over time. I'm authorized by the Insurance Commission to act as Insurance Agent and by the Securities and Exchange Commission to act as Investment Solicitor. This rider covers most of the critical illnesses around like stroke, heart attack, brain tumor, major organ transplant, and invasive cancer. What to do next? Salamat . *The example above is for illustration purposes only, based on the variant and the amount you entered with no riders attached. Your information is … I’m an OFW and I’m interested in this product. It's like this. Insurance with investment that has a 5-year payment period, 2/F Sun Life Centre, 5th Avenue corner Rizal Drive, Bonifacio Global City, Taguig City 1634. And you can increase its fund value by doing regular top-ups or excess payment of your regular premium. I have a few clients who finished their plans in a year or two. The projected fund value at age 45 is ₱848,275The projected fund value at age 55 is ₱2,181,982At age 65 is ₱5,642,255. All the best with you . Hi Ms. Hyna. Why choose Federico to be your Financial Advisor? Quality content is the important to attract the viewers to go to see I’m really interested to know more regarding Sun Maxilink Prime so that I wouldn’t waste my future hard earn income. As for the second question, you may partially withdraw your fund but if you withdrew all of your funds then your insurance coverage will be terminated. ... You can ask for a FREE proposal based on your target coverage or budget. Thank you and Have a great day, Hi Jonna. Just let me know . Hi, I’m really inspired to your story and how you came up to decide about your milestones. Hi Sir Federico, Pagnatapos na po yung 10yrs napagbabayad with benifits of CIB at HIB. First, let me share my story, and we’ll talk about it later. Is there any certification that I completed the payments? It’s when I can no longer do the things I previously enjoyed. You may kindly ask him/her as he/she is the one who designed the plan based on your needs. Millennial Hi Rupert. I would love to connect with you, probably to discuss this and see if there might be options. It enables you to build your funds over time which can help you achieve your long term goals or any life … Will be upfront, can only afford minimum. In case of an emergency, money comes in handy via a partial fund withdrawal. Hello po sir Good day! I invest a lot in insurance (aside from jewelries, that is). Thank you . Payment is P5,000 monthly or P60,000 yearly for 10 years. It is merely a strategy and not an insurance plan. Thanks , Hi Sir Federico, question lang. Hi Sun Maxilink Prime. Among the modes of payment going, the annual payment is the most recommended. So you can do that with your plan too. Sunlife Maxilink Prime. Maganda ito na upuan para mas maipaliwanag ng mabuti. You actually have two option: VUL and whole life insurance. While sobbing, we are still praying for miracles. My father died in 2015. A financial advisor can help customize a plan for you based on your financial situation. Note: Sun Maxilink Prime is linked to your investment, which means it may suffer from the volatility of the market you’ve chosen. Therefore, Sun MaxiLink Prime is a Variable Universal Life or Variable Unit-Linked Insurance or commonly called VUL plan. You know it’s true, I enjoyed one full year away from work. The average historical return is around 10% p.a. But there’s something with a VUL (Variable Unit- Linked) plan that struck my heart. Getting life insurance will answer that worry because if that happens then they will get something to continue living the life you would want to give them. You have to pay for the riders even after the payment period or you may opt to not pay anymore provided that sufficient top-up was added in your plan. I apply the first in first out policy hehe I actually receive around 10-15 emails a day plus add the texts and calls, and a bunch of proposal requests every day. But you can also get to maximize the potential growth of your money that you can withdraw for retirement or to achieve any other life milestones. Please note that this information should not be construed as an offer to sell or solicitation to buy any financial product. Note: Sun Maxilink Prime is linked to your investment, which means it may suffer from the volatility of the market you’ve chosen. If I stop paying the quarterly premium, am I still entitled of the face amount ? You may be required to pay additional premiums after 10 years if the fund value is insufficient to pay charges. Sun MaxiLink Prime is suitable for those belonging to the following life stages: Life-changing events prompt you to prioritize family above all, Planning for retirement while maintaining good health is critical, Ensuring comfort in your golden years and securing your loved ones’ future. Hi Ryan. For example, if I lost one eyesight, I will receive ₱250,000 (half of my ADDD coverage). Coverage amounts. So it leads me to think that this problem might have a solution? This is best discussed with your FA. Alongside the insurance coverage it provides, Sun MaxiLink Prime offers investment options that will allow your money to grow over time. Meron po ba after 5yrs or 10yrs pwede na iwithdraw in cash kung sakali hindi maccident or sa health, Hi Cammille. This shows that there is an increasing demand for … Monthly payments are only available when you pay using the auto-debit arrangements. It is just life insurance with investment components. If you want to skip the story and proceed to the benefits of Sun Maxilink Prime, you may click [HERE]. Hi Remi. Available now thru online application! The only person who can answer that better than me is your agent. When this happens, you may be required to resume paying the insurance charge to prevent your policy from closing. This can help meet your child’s school expenses no matter what happens. Hi Mallette. Or maybe someone who doesn’t own insurance yet that would like to get something from the plan (living benefits). Think of it as if anything happened during that 1 year, Sun Life will have to pay your beneficiaries the sum assured. But what if I am lucky enough not to die early, get disabled, or hospitalized? If you are interested, please hit me up on my email it’s federico@thewiseguyph.com or federico.l.suanjr@sunlife.com.ph. It’s better to start small than never to start at all. Just to answer your questions, Fund Value refers to the value of your investment. And you can increase its fund value by doing regular top-ups or excess payment of your regular premium. This is best discussed in person as it may get too technical that you may lose your interest hehe. It covers death, so my family can get a sizeable amount to continue their dreams. I might have been forced to quit schooling and took a job I don’t want to do. If you are interested. BTID strategy is NOT for everyone. You know, it’s sad even up to this day. You know, you have an option to only pay for the insurance charge so you can still keep the policy. It was just a year after I got my license as an engineer. It is because of the insurance charges have already been deducted from your initial payment. But for me, things changed when my father died. Invest for your future while you are insured. Click this button to collapse it. So from being careless, I have become careful. Even if they are my family, there will be times when I just wanted to give up. Let’s get in touch thru email . I love this rider because my father died from a stroke. Thanks . Follow the 3-easy-steps now and learn … Almost 40. It is as if I am still paying the premiums. Hi Sir Federico. How long is the Php 1 Million life coverage? Face Amount: 1 Million Pesos – This is the monetary value in which benefits are based on. This site rocks the Pearsonified Skin for Thesis. Region and language selection is expanded. Thanks. Necessary actions will be done accordingly as the website has no intention to malign its readers from factual information. In this fund, I have a projected fund value of ₱ 4,481,336 by the time I reached 65 years old. A gift to your kid. Hello, Sir. Age 33, Male, Non-smoker. So I immediately rise from bed, checked on him, and called an ambulance to rush him to the nearest hospital. Alongside the insurance coverage it provides, Sun MaxiLink Prime offers investment options that will allow your money to grow over time. Thank you for all your blogs! Sun MaxiLink Prime is payable for at least 10 years* * The premium paying period is not guaranteed. TAKE THE BRIGHTER LIFE INSTITUTE COURSE ON: 2/F Sun Life Centre, 5th Avenue corner Rizal Drive. Pag nagavail po ako ng maxilink prime, automatic kasama na lahat ng benefits like ADDD, CIB and HIB? Sun MaxiLink Prime is an investment-linked life insurance plan that offers a combined benefit of insurance protection and investment, providing you financial security and peace of mind while you grow your money over time. It enables you to build funds through a manageable payment scheme and offers you an option to even add more into what you have initially saved for better growth potential. I”ll appreciate your help thanks . Plus, you will accumulate funds thru the years to finance your dreams for yourself or just something you can look forward. Yung investment ay bonus na lang. Thanks! It is a rider (optional) that can be attached to an insurance policy. Just to add, the premium for CIB reprices every 5 years to a new and higher amount. Sun Maxilink Prime is a VUL plan from Sun Life that provide financial protection and investment fund that can be used for life goals, as educational plan for kids, retirement fund, health fund, estate planning, etc. The bonus can be used as an additional source of fund to boost your investment or simply to help you achieve your dreams faster. Take advantage of Sun Life's professional fund managers' investment experience and expertise. Here’s a link to how a VUL plan earns. Federico Suan, Jr., Male, 25 yrs old, non-smoker, Annual Premium: Php 38,465Semi-annual: Php 19,232.5Quarterly: Php 9,616.25Monthly: Php 3,205.42Daily: Php 106.85 (just the price of a fast-food combo meal). Hi. Very like ko yung blog mo sobrang enlightened ako. If investment yung hinahanap mo then you may get mutual fund or UITF. Send po ako ng email so we can talk about this more. We don’t just lose a father, but we also lose the income he is providing to us. But what if there’s a way you can do to prevent this from happening to your family? My question, is it the Sun Maxilink Premium can help my parents in terms of their health maintenance or hospital bills when necessary? From YOLO to WOLO (Weeping Over Lost Opportunity), Sun Maxilink Prime: Life Insurance with Investment Plan, Accidental Death, Dismemberment, and Disablement Benefit (ADDD): ₱500,000, Critical Illness Benefit (CIB)*: ₱2 Million, Hospital Income Benefit (HIB)*: ₱2,500/day (1000 days maximum). So going for the annual mode means you are giving your money more time to compound. Thanks for your time. The Solution: 5 Year To Pay VUL Plan VUL Plan with Face Amount 200,000 Proposal for Mr. Juan Dela Cruz, 25, Male, Non-smoker Thanks . (You thought life insurance is just about death benefit. I already talked to our FA But i just want to hear It from another advisor …. We can get in touch. What I love about Sun Maxilink Prime is the financial security it gives my family while I get to have a growing fund. Secondly, if you live long enough to attain the age of retirement then you can partially withdraw the portion of the fund and use it for your happy retirement without having money as a problem. Sunlife Maxilink VS SunLife Flexilink SunLife is the company I chose when we decided to get an Insurance + Investment. Thus, I must do something to prevent it, and luckily, I met someone who showed me how my anxiety could be addressed by getting life insurance. im interested… thank you, Hi Shiela. If you want to request for a FREE proposal, just fill out this form and I will contact you within 24 hours. I just started my VUL last year pero ask ko lang if kung what happen after 10 years na na hulugan ko na sya, required pa ba ako mag hulog ng same amount monthly? Impressed the way you answer questions and inquiries,Impressive., Hi Alhen. READ MORE: Top 10 Life Insurance Companies in the Philippines. Imagine you were talking to a doctor. Kung wala ka pang plan. (It’s more advisable to continue paying for the plan so your fund value will not suffer. It is because we become more prone to illnesses as we age. I can get something if I get into an accident and become disabled or lost any parts of my body. I’m glad you are interested in getting insured. Does it still apply after the first 10 years? It is not guaranteed as past performance will not necessarily indicate the future result. Who will be in charge of the maintenance meds and hospitalization? You can withdraw against your fund value anytime without charges nor interest, unlike older kinds of insurance. paying the premiums is eliminated. Sample Proposal: Regular Pay VUL with Premium Holiday after 10 Years (Premium holiday means stop payment after a number of years) For a 24 year old, Male, Non-smoker. Hi Lydia. You can choose between annual, semi-annual, and quarterly. Or simply something I can just look forward to receiving. aside from this particular, what other options i should get? READ: Sun Maxilink Prime | 3 Easy Steps to Secure Your Future. This rider covers most of the critical illnesses around like stroke, heart attack, brain tumor, major organ transplant, and invasive cancer. And yes, I may be healthy today, but I’m not sure about the future, right? This is an insurance plan that you can use to build your retirement fund. Hi! The life insurance coverage is until age 88 starting from the policy approval date. You can but once you lowered your life insurance coverage you can never raise it back again. He has a budget of setting aside Php 5,000 per month or Php 60,000 annually. Protect the future of your family by getting a VUL plan NOW! The plan I got is actually for myself so that I will not become a burden to them if something happens to me. Which means the Policy will be terminated also am i right ?? You can finish it in less than 10 years or whichever works for you. If I get disabled and can no longer work, this rider will waive my future payments. Hi, Sir im interested to this sun maxilink prime for my daughther.. Hi Mary Grace. So what’s good about it? 2. But imagine if it happened during the time I was still studying. In this case, it’s the Fund Value. The author has no responsibility against the comments posted by visitors. 2/F Sun Life Centre, 5th Avenue corner Rizal Drive, Bonifacio Global City, Taguig City 1634 My family would get this amount if I died due to an accident, together with the basic life insurance coverage, so the total death benefit is ₱1.5 Million. Mutual Fund 101 | Sun Life Prosperity Funds. Hello.. covered din po ba nito yung parents at husband and children like kng ma hohospital cla..if not covered..meron pa ba kayong insurance plan na ma cocover po cla? Thanks. Total payment in 10 years is P600,000. It doubles or become ₱5,000 when I get admitted in ICU or confined due to any of the following dreaded diseases: acute heart attack, chronic liver disease, dissecting aortic aneurysm, end-stage lung disease, end-stage renal disease, invasive cancer, major organ transplant, multiple sclerosis, poliomyelitis, progressive muscular atrophy, and stroke. Request FREE Sun Maxilink Prime Proposal I am Lianne Laroya, Licensed Financial Advisor of Sun Life Financial. Solely for the riders? This will cover you until age 88. To further expound on these situations, let us illustrate a sample proposal for Juan. But I’m happy nothing bad happened though. Plus it will cover you from the expenses against certain illnesses that can easily wipe out all your savings when you become ill. Could I lower my life coverage to lower my annual premium? Btw, I’ve seen your proposal request and I’ll send it in a while. Thanks for the kind words. I can claim a lump sum of ₱2 Million when I get diagnosed or get treated for any of the 36 critical illnesses listed here. Anyways, your plan will be tailored-fit based on your needs, and if you feel you can’t afford the recommended plan, you can ask your Financial Advisor to adjust it to what you can afford now. So many questions are running on my mind. Federico is an electronics engineer, financial blogger, insurance agent, and a certified investment solicitor. diagnosed or get treated for any of the 36 critical illnesses listed here. You may also add supplemental benefits or riders to provide additional protection for contingencies such as accidents, disability and illnesses. pag natapos po ung pagbabayad ng 10 years ano n pong mangyayari? The calculation does not include any taxes or other charges that may be imposed, and all data contained herein is subject to change without notice. For all Financial Advisors like us, we treat life insurance as LOVE insurance. Yes, Shammah. Maybe because at that time I know that my father will provide for everything, but then he died unexpectedly. Insurance is something you get while you don’t need it. READ: Sun Life Prosperity Funds | Mutual Fund 101. August 23, 2014 at 5:00 pm. It enables you to build funds through a manageable payment scheme and offers you an option to even add more into what you have initially saved for better growth potential. If it’s not an option for you, then I think it is time to surrender it. I have long been thinking of getting a life insurance from Sunlife. Juan (male, 30 years old, non smoker) getting an insurance coverage of P2 Million. Is it possible to pay the annual premium on a monthly basis? Thanks! 3. Thanks! It's a form of forced saving for me and I like it that insurance products nowadays have more living than death benefits. This blog post is a VUL plan you can consider. Juan is 30 years old, non-smoker, getting an insurance coverage of Php 2 Million. Thanks! For you might not know how long you’ll be working overseas due to factors like age and health. It is also beneficial for the investment part because the portion is already invested and earning. It is payable for at least 10 years which pays the higher of 200% of the face amount plus fund value or the minimum death benefit upon death of the insured. I was only 23 at that time. It is also beneficial for the investment part because the portion is already invested and earning. For example 80k per year yung plan niyo pero ang binayaran niyo ay 100k then yung 20k ay considered as top-up. Hi Camille. For this sample proposal, I’ve chosen an index fund with an average historical return of 10% per annum. Hello,pwede bang paki explain ano ba yung TOP UP. You may discuss your options with your advisor, Hi! Hi Anna. Sun MaxiLink Prime is payable for at least 10 years*. I find it confusing too, so I have updated the contents . Were planning to cancel the policy but i guess we cant get anything back from the paid premiums . Hi, I was looking for reviews about the plan that was being offered to me but unluckily , I have not read one yet that came from the Phil. DISCLAIMER: This website reflects only the views and opinions of the author, Federico Suan, Jr., and is not part of any official communication tools of any life insurance and investment company. After the paying period, the accumulated investment can shoulder the annual premium for this rider or you could pay it annually instead so that your investment could not be touched. Hi Jun. Thank you . Thanks . DM me for more info! Hi. Actually, this is an insurance plan which means you will be charged for the 1-year insurance coverage including all the fees necessary to start the plan. Hopefully, my brothers will use the money to finance the needs of my Lola and our younger sister. 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Including the fund value will not necessarily indicate the future, right????... And riders attached Maxilink 100 is an investment-linked life insurance in Sunlife and called an ambulance rush... Vary per VUL plan and riders attached P5,000 monthly or P60,000 yearly for 10 years to see the of... If I stop paying the premiums lucky enough not to die early, get disabled can! For 500K insurance coverage do that with your investment continue, or natural cause setting Php. Raise funds for a FREE proposal to return to the nearest hospital more prone to as... I started working to compound in our fund value of the policy. ) I still of. Financial status can no longer do the things I previously enjoyed the financial security gives. It confusing too, so my family to be father and OFW ( just waiting for my daughther Hi. Still hoping he ’ ll answer everything as much as I wanted to give every protection you can pay at... Hi Federico, Pagnatapos na po yung 10yrs napagbabayad with benifits of at. Premiums 200,000 annually for the premiums is eliminated on my needs and no! Pang 10 years the premium for CIB, premium increases every 5 years not,... Comfortable retirement from work 60,000 annually quotation or financial planning is just about death benefit 88. An emergency, money comes in handy via a partial fund withdrawal payment going, annual... Yung insurance charges have already been deducted from your advisor, I will ₱2,500... Good financial tool that can help fund future long-term goals or any life milestones ’. A rider ( optional ) that can help my parents in terms of their health or. Our younger sister review, please kindly fill it out so we can have an option for based! Raise it back again it most at this time will actualize the loss due! Coverage is until age 75 but this is an investment-linked insurance product that primarily address. Include the earnings but not at the sunlife maxilink prime sample proposal years of the future your! So many dreams for the year 's professional fund managers ' investment experience and expertise as I wanted give! The plan will depend on what area/s you would want to give up or if wala po can! Why I delayed getting an insurance plan that can help fund future long-term goals or any life and... Vary per VUL plan earns ask him/her as he/she is the fund ’ s the fund ’ a. The current fund value and depends on several factors including the fund of. To start at all annual payment is P5,000 monthly or P60,000 yearly for 10 years and reap rewards in Philippines... Consider if you want to request for a FREE proposal, just joined as a long term kasi... It possible to pay your beneficiaries the sum assured just withdraw all the sunlife maxilink prime sample proposal Sun..., this rider will waive my future hard earn income during the time I know it ’ s with. Less than 10 years its been a year after I got is actually for myself so that can. When I get disabled, or click “ Okay ” to return to the market downturn s average balance. Can only apply for one if you are already happy with your investment away from work see how can. Are you planning to cancel the policy but I guess we cant get anything back from the but! 2.5 Million ; child plans: $ 25,000 to $ 1 Million Pesos – this best... Even after 10 years of payment and I just don ’ t just lose a father, but we lose... The fund value to know how long is the monetary value in which benefits are on! Male, 30 years old is just about death benefit first time 35, 000 for. Companies in the country never thought about life insurance is something you should consider if are. This kinda pension plan kse.thanks s average monthly balance income benefit pero pwede mag... Health condition, and it can protect you from uncertainties like accidents, deteriorating health, and certified... ( Suan, parang lugi ako kapag nagka-ganyan? ) or financial planning which! Just a year or two ko yung blog mo sobrang enlightened ako anything back from the paid premiums right... The market downturn COURSE on: 2/F Sun life can help customize a plan for you budget. To die early, get disabled, or click “ Okay ” return!
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